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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,258 | $111,535+19.5% | $105,223+26.6% | $137,256-2.9% |
| Participation rate | 58.3% | 78.1%-19.8pp | 75.0%-16.7pp | 80.0%-21.6pp |
| Annual return | 15.64% | 237.85%-222.2pp | 180.65%-165.0pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,756 | $3,939-55.4% | $3,689-52.4% | $4,156-57.7% |
| Participant deferral / active EE | $6,901 | $5,500+25.5% | $5,072+36.1% | $6,407+7.7% |
| Admin fee / account holder | $376 | $9,721-96.1% | $8,859-95.8% | $12,270-96.9% |