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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,014 | $99,345-56.7% | $84,753-49.2% | $273,972-84.3% |
| Participation rate | 54.5% | 80.7%-26.1pp | 76.6%-22.0pp | 83.0%-28.5pp |
| Annual return | 8.84% | 22.93%-14.1pp | 22.78%-13.9pp | 41.46%-32.6pp |
| Employer contribution / active EE | $1,489 | $4,214-64.7% | $3,574-58.3% | $4,869-69.4% |
| Participant deferral / active EE | $4,203 | $4,270-1.6% | $3,712+13.2% | $5,287-20.5% |
| Admin fee / account holder | $210 | $6,645-96.8% | $5,333-96.1% | $10,133-97.9% |