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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,284 | $202,342-67.2% | $172,753-61.6% | $152,909-56.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 100.53% | 1029.88%-929.4pp | 803.00%-702.5pp | 345.46%-244.9pp |
| Employer contribution / active EE | $1,430 | $5,857-75.6% | $5,144-72.2% | $4,764-70.0% |
| Participant deferral / active EE | $6,586 | $5,948+10.7% | $5,198+26.7% | $5,851+12.6% |
| Admin fee / account holder | $315 | $17,112-98.2% | $13,956-97.7% | $11,601-97.3% |