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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,124 | $217,432-54.9% | $185,851-47.2% | $167,553-41.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.18% | 148.43%-136.3pp | 122.11%-109.9pp | 478.89%-466.7pp |
| Employer contribution / active EE | $1,285 | $5,874-78.1% | $5,168-75.1% | $4,840-73.5% |
| Participant deferral / active EE | $7,804 | $6,357+22.8% | $5,569+40.1% | $6,343+23.0% |
| Admin fee / account holder | $1,135 | $19,820-94.3% | $16,245-93.0% | $12,316-90.8% |