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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,125 | $198,457-85.3% | $170,435-82.9% | $147,586-80.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 28.83% | 257.30%-228.5pp | 205.94%-177.1pp | 578.59%-549.8pp |
| Employer contribution / active EE | $1,316 | $6,183-78.7% | $5,432-75.8% | $4,876-73.0% |
| Participant deferral / active EE | $7,001 | $5,629+24.4% | $4,939+41.7% | $5,439+28.7% |
| Admin fee / account holder | $465 | $16,852-97.2% | $13,881-96.6% | $10,886-95.7% |