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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,500 | $102,661-72.2% | $151,645-81.2% | $66,949-57.4% |
| Participation rate | 91.9% | 85.5%+6.4pp | 87.5%+4.4pp | 69.8%+22.1pp |
| Annual return | -13.85% | -10.81%-3.0pp | 3.34%-17.2pp | 1.57%-15.4pp |
| Employer contribution / active EE | $2,473 | $4,184-40.9% | $6,165-59.9% | $2,545-2.8% |
| Participant deferral / active EE | $3,803 | $6,645-42.8% | $8,363-54.5% | $4,239-10.3% |
| Admin fee / account holder | $997 | $630+58.2% | $11,614-91.4% | $594+68.0% |