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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,025 | $100,060-78.0% | $149,721-85.3% | $70,126-68.6% |
| Participation rate | 85.7% | 83.6%+2.1pp | 87.1%-1.4pp | 69.5%+16.2pp |
| Annual return | 19.21% | 27.46%-8.2pp | 1501.67%-1482.5pp | 73.15%-53.9pp |
| Employer contribution / active EE | $1,948 | $3,661-46.8% | $5,444-64.2% | $2,343-16.8% |
| Participant deferral / active EE | $4,508 | $4,982-9.5% | $6,568-31.4% | $3,332+35.3% |
| Admin fee / account holder | $813 | $8,285-90.2% | $11,282-92.8% | $4,645-82.5% |