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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,579 | $137,414-70.5% | $189,537-78.6% | $85,847-52.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 26.54% | 38.14%-11.6pp | 555.34%-528.8pp | 318.61%-292.1pp |
| Employer contribution / active EE | $2,721 | $4,344-37.4% | $6,161-55.8% | $2,565+6.1% |
| Participant deferral / active EE | $3,779 | $6,260-39.6% | $8,220-54.0% | $3,952-4.4% |
| Admin fee / account holder | $620 | $8,630-92.8% | $12,048-94.9% | $6,261-90.1% |