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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,828 | $94,529-70.6% | $140,019-80.1% | $64,173-56.6% |
| Participation rate | 79.4% | 84.1%-4.7pp | 87.5%-8.1pp | 69.6%+9.8pp |
| Annual return | -11.92% | 7.77%-19.7pp | 651.17%-663.1pp | 7.63%-19.6pp |
| Employer contribution / active EE | $3,169 | $3,812-16.9% | $5,605-43.5% | $2,381+33.1% |
| Participant deferral / active EE | $5,060 | $5,250-3.6% | $6,927-26.9% | $3,470+45.8% |
| Admin fee / account holder | $746 | $6,741-88.9% | $10,705-93.0% | $4,887-84.7% |