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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,050 | $182,442-55.6% | $163,379-50.4% | $138,895-41.6% |
| Participation rate | 83.3% | 79.8%+3.6pp | 76.8%+6.5pp | 79.9%+3.4pp |
| Annual return | 14.48% | 72.74%-58.3pp | 63.41%-48.9pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,853 | $4,159-55.4% | $3,752-50.6% | $4,194-55.8% |
| Participant deferral / active EE | $4,507 | $6,817-33.9% | $6,282-28.3% | $6,396-29.5% |
| Admin fee / account holder | $7,144 | $10,396-31.3% | $9,818-27.2% | $12,562-43.1% |