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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,658 | $202,460-65.1% | $169,385-58.3% | $139,456-49.3% |
| Participation rate | 87.5% | 81.1%+6.4pp | 77.2%+10.3pp | 80.3%+7.2pp |
| Annual return | 14.79% | 532.07%-517.3pp | 405.82%-391.0pp | 373.45%-358.7pp |
| Employer contribution / active EE | $2,175 | $4,691-53.6% | $4,012-45.8% | $4,753-54.2% |
| Participant deferral / active EE | $4,425 | $6,938-36.2% | $6,221-28.9% | $6,711-34.1% |
| Admin fee / account holder | $4,002 | $10,719-62.7% | $9,011-55.6% | $11,407-64.9% |