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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,386 | $190,879-65.2% | $160,009-58.5% | $134,532-50.7% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.0%+9.5pp | 81.2%+6.3pp |
| Annual return | -16.62% | 552.63%-569.3pp | 408.85%-425.5pp | 418.27%-434.9pp |
| Employer contribution / active EE | $2,065 | $4,995-58.7% | $4,225-51.1% | $4,741-56.4% |
| Participant deferral / active EE | $4,152 | $6,924-40.0% | $6,183-32.8% | $6,401-35.1% |
| Admin fee / account holder | $6,052 | $10,495-42.3% | $8,715-30.6% | $11,429-47.0% |