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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,682 | $96,965+84.3% | $97,995+82.3% | $147,586+21.1% |
| Participation rate | 92.3% | 83.6%+8.7pp | 82.4%+9.9pp | 82.8%+9.5pp |
| Annual return | 15.28% | 24.11%-8.8pp | 23.94%-8.7pp | 578.59%-563.3pp |
| Employer contribution / active EE | $6,179 | $4,536+36.2% | $4,158+48.6% | $4,876+26.7% |
| Participant deferral / active EE | $9,676 | $5,081+90.4% | $5,097+89.8% | $5,439+77.9% |
| Admin fee / account holder | $723 | $8,120-91.1% | $5,943-87.8% | $10,886-93.4% |