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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,348 | $123,898+244.1% | $116,538+265.8% | $155,188+174.7% |
| Participation rate | 92.3% | 83.7%+8.6pp | 82.6%+9.7pp | 80.8%+11.5pp |
| Annual return | 17.83% | 16.04%+1.8pp | 17.97%-0.1pp | 148.84%-131.0pp |
| Employer contribution / active EE | $8,898 | $4,739+87.8% | $4,541+96.0% | $4,248+109.5% |
| Participant deferral / active EE | $14,000 | $6,400+118.8% | $6,207+125.5% | $6,531+114.4% |
| Admin fee / account holder | $4,252 | $9,174-53.6% | $8,737-51.3% | $14,480-70.6% |