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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,624 | $114,199+134.3% | $119,237+124.4% | $167,553+59.7% |
| Participation rate | 91.7% | 83.7%+7.9pp | 82.7%+9.0pp | 82.1%+9.6pp |
| Annual return | 11.95% | 29.88%-17.9pp | 30.70%-18.7pp | 478.89%-466.9pp |
| Employer contribution / active EE | $9,135 | $4,480+103.9% | $4,383+108.4% | $4,840+88.8% |
| Participant deferral / active EE | $13,091 | $6,086+115.1% | $6,112+114.2% | $6,343+106.4% |
| Admin fee / account holder | $2,680 | $8,939-70.0% | $7,229-62.9% | $12,316-78.2% |