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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,417 | $104,520-12.5% | $76,823+19.0% | $152,885-40.2% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 27.23% | 1014.03%-986.8pp | 1166.42%-1139.2pp | 345.39%-318.2pp |
| Employer contribution / active EE | $5,958 | $3,117+91.2% | $2,302+158.8% | $4,763+25.1% |
| Participant deferral / active EE | $10,579 | $4,236+149.8% | $3,336+217.2% | $5,851+80.8% |
| Admin fee / account holder | $32,576 | $12,283+165.2% | $6,422+407.3% | $11,598+180.9% |