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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,230 | $96,956+0.3% | $69,779+39.3% | $273,972-64.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | 7.95% | 12.93%-5.0pp | 12.99%-5.0pp | 41.46%-33.5pp |
| Employer contribution / active EE | $6,829 | $3,316+106.0% | $2,338+192.1% | $4,869+40.3% |
| Participant deferral / active EE | $9,642 | $3,744+157.5% | $2,931+229.0% | $5,287+82.4% |
| Admin fee / account holder | $597 | $7,934-92.5% | $4,381-86.4% | $10,133-94.1% |