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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,942 | $91,911+24.0% | $68,612+66.1% | $135,379-15.8% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -6.77% | -8.22%+1.4pp | -4.63%-2.1pp | 519.79%-526.6pp |
| Employer contribution / active EE | $6,175 | $3,924+57.4% | $2,625+135.2% | $4,779+29.2% |
| Participant deferral / active EE | $10,725 | $4,315+148.5% | $3,311+223.9% | $5,609+91.2% |
| Admin fee / account holder | $917 | $9,240-90.1% | $5,131-82.1% | $10,828-91.5% |