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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,667 | $111,878-10.0% | $93,727+7.4% | $145,897-31.0% |
| Participation rate | 72.7% | 74.2%-1.5pp | 68.7%+4.0pp | 80.3%-7.6pp |
| Annual return | 10.68% | 204.28%-193.6pp | 133.83%-123.1pp | 552.29%-541.6pp |
| Employer contribution / active EE | $1,869 | $3,092-39.6% | $2,421-22.8% | $4,663-59.9% |
| Participant deferral / active EE | $5,635 | $4,920+14.5% | $4,417+27.6% | $6,689-15.8% |
| Admin fee / account holder | $1,053 | $10,256-89.7% | $8,292-87.3% | $13,390-92.1% |