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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,823 | $95,975-59.5% | $74,549-47.9% | $135,379-71.3% |
| Participation rate | 57.1% | 75.7%-18.5pp | 69.1%-12.0pp | 82.6%-25.5pp |
| Annual return | -5.94% | 56.96%-62.9pp | 32.53%-38.5pp | 519.79%-525.7pp |
| Employer contribution / active EE | $1,287 | $2,716-52.6% | $1,961-34.4% | $4,779-73.1% |
| Participant deferral / active EE | $1,490 | $3,844-61.2% | $3,108-52.1% | $5,609-73.4% |
| Admin fee / account holder | $2,242 | $6,522-65.6% | $5,059-55.7% | $10,828-79.3% |