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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,116 | $77,638+233.7% | $156,551+65.5% | $62,881+312.1% |
| Participation rate | 92.9% | 71.2%+21.7pp | 84.0%+8.8pp | 69.3%+23.6pp |
| Annual return | 8.57% | 50.33%-41.8pp | 32.23%-23.7pp | 20.14%-11.6pp |
| Employer contribution / active EE | $6,561 | $3,444+90.5% | $5,501+19.3% | $2,281+187.7% |
| Participant deferral / active EE | $4,423 | $3,046+45.2% | $4,871-9.2% | $3,203+38.1% |
| Admin fee / account holder | $10,932 | $5,561+96.6% | $13,028-16.1% | $4,296+154.5% |