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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,127 | $75,962+267.5% | $154,108+81.1% | $64,173+335.0% |
| Participation rate | 93.1% | 70.4%+22.7pp | 83.0%+10.1pp | 69.6%+23.5pp |
| Annual return | -6.38% | 30.32%-36.7pp | 735.21%-741.6pp | 7.63%-14.0pp |
| Employer contribution / active EE | $6,001 | $3,350+79.1% | $5,298+13.3% | $2,381+152.0% |
| Participant deferral / active EE | $4,314 | $3,175+35.9% | $5,081-15.1% | $3,470+24.3% |
| Admin fee / account holder | $8,796 | $5,589+57.4% | $13,411-34.4% | $4,887+80.0% |