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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,942 | $91,198+332.0% | $178,503+120.7% | $79,856+393.3% |
| Participation rate | 83.3% | 69.2%+14.1pp | 81.9%+1.4pp | 69.6%+13.7pp |
| Annual return | 16.28% | 24.20%-7.9pp | 151.12%-134.8pp | 31.71%-15.4pp |
| Employer contribution / active EE | $5,908 | $3,257+81.4% | $5,011+17.9% | $2,471+139.1% |
| Participant deferral / active EE | $4,698 | $3,237+45.2% | $5,202-9.7% | $3,741+25.6% |
| Admin fee / account holder | $22,870 | $6,748+238.9% | $13,987+63.5% | $5,306+331.0% |