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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,691 | $92,743-43.2% | $82,744-36.3% | $134,532-60.8% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -16.78% | 946.63%-963.4pp | 702.22%-719.0pp | 418.27%-435.0pp |
| Employer contribution / active EE | $1,312 | $3,273-59.9% | $3,008-56.4% | $4,741-72.3% |
| Participant deferral / active EE | $2,988 | $4,802-37.8% | $4,395-32.0% | $6,401-53.3% |
| Admin fee / account holder | $22 | $5,977-99.6% | $5,325-99.6% | $11,429-99.8% |