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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,606 | $103,000-54.8% | $90,300-48.4% | $152,885-69.5% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 29.89% | 95.19%-65.3pp | 78.11%-48.2pp | 345.39%-315.5pp |
| Employer contribution / active EE | $1,144 | $3,138-63.6% | $2,854-59.9% | $4,763-76.0% |
| Participant deferral / active EE | $2,628 | $4,281-38.6% | $3,884-32.3% | $5,851-55.1% |
| Admin fee / account holder | $28 | $6,173-99.6% | $5,353-99.5% | $11,598-99.8% |