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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,271 | $99,011-73.5% | $86,582-69.7% | $147,586-82.2% |
| Participation rate | 45.5% | 76.3%-30.9pp | 73.5%-28.1pp | 82.8%-37.4pp |
| Annual return | 22.27% | 1312.75%-1290.5pp | 965.08%-942.8pp | 578.59%-556.3pp |
| Employer contribution / active EE | $1,011 | $3,132-67.7% | $2,839-64.4% | $4,876-79.3% |
| Participant deferral / active EE | $2,199 | $3,972-44.6% | $3,609-39.1% | $5,439-59.6% |
| Admin fee / account holder | $56 | $5,709-99.0% | $4,904-98.9% | $10,886-99.5% |