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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,618 | $100,938-25.1% | $90,461-16.4% | $158,982-52.4% |
| Participation rate | 88.9% | 75.0%+13.9pp | 72.7%+16.2pp | 82.0%+6.9pp |
| Annual return | 14.42% | 1727.20%-1712.8pp | 1294.76%-1280.3pp | 302.99%-288.6pp |
| Employer contribution / active EE | $2,170 | $3,691-41.2% | $3,264-33.5% | $4,763-54.4% |
| Participant deferral / active EE | $4,830 | $4,350+11.0% | $3,964+21.8% | $5,983-19.3% |
| Admin fee / account holder | $1,804 | $6,510-72.3% | $5,617-67.9% | $11,252-84.0% |