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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,618 | $100,868-25.0% | $90,414-16.4% | $158,931-52.4% |
| Participation rate | 88.9% | 75.0%+13.9pp | 72.7%+16.2pp | 82.0%+6.9pp |
| Annual return | 14.42% | 1724.58%-1710.2pp | 1293.19%-1278.8pp | 302.86%-288.4pp |
| Employer contribution / active EE | $2,170 | $3,689-41.2% | $3,262-33.5% | $4,761-54.4% |
| Participant deferral / active EE | $4,830 | $4,348+11.1% | $3,963+21.9% | $5,982-19.3% |
| Admin fee / account holder | $1,804 | $6,502-72.3% | $5,611-67.9% | $11,247-84.0% |