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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,994 | $103,038-40.8% | $90,324-32.5% | $152,909-60.1% |
| Participation rate | 88.9% | 75.9%+13.0pp | 73.3%+15.6pp | 82.5%+6.4pp |
| Annual return | 16.41% | 95.25%-78.8pp | 78.15%-61.7pp | 345.46%-329.1pp |
| Employer contribution / active EE | $2,324 | $3,141-26.0% | $2,856-18.6% | $4,764-51.2% |
| Participant deferral / active EE | $5,104 | $4,282+19.2% | $3,885+31.4% | $5,851-12.8% |
| Admin fee / account holder | $857 | $6,177-86.1% | $5,356-84.0% | $11,601-92.6% |