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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,254 | $99,011-59.3% | $86,582-53.5% | $147,586-72.7% |
| Participation rate | 81.8% | 76.3%+5.5pp | 73.5%+8.3pp | 82.8%-1.0pp |
| Annual return | 87.85% | 1312.75%-1224.9pp | 965.08%-877.2pp | 578.59%-490.7pp |
| Employer contribution / active EE | $1,386 | $3,132-55.7% | $2,839-51.2% | $4,876-71.6% |
| Participant deferral / active EE | $3,784 | $3,972-4.7% | $3,609+4.9% | $5,439-30.4% |
| Admin fee / account holder | $322 | $5,709-94.4% | $4,904-93.4% | $10,886-97.0% |