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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,980 | $181,896-44.5% | $156,551-35.5% | $273,972-63.1% |
| Participation rate | 94.1% | 88.4%+5.7pp | 84.0%+10.1pp | 83.0%+11.1pp |
| Annual return | 1.95% | 30.74%-28.8pp | 32.23%-30.3pp | 41.46%-39.5pp |
| Employer contribution / active EE | $2,882 | $6,248-53.9% | $5,501-47.6% | $4,869-40.8% |
| Participant deferral / active EE | $7,514 | $5,550+35.4% | $4,871+54.3% | $5,287+42.1% |
| Admin fee / account holder | $7,362 | $15,560-52.7% | $13,028-43.5% | $10,133-27.3% |