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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,486 | $175,231+57.2% | $149,696+84.0% | $139,466+97.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.06% | 166.77%-149.7pp | 134.46%-117.4pp | 373.66%-356.6pp |
| Employer contribution / active EE | $3,978 | $5,478-27.4% | $4,821-17.5% | $4,754-16.3% |
| Participant deferral / active EE | $13,222 | $6,521+102.8% | $5,682+132.7% | $6,712+97.0% |
| Admin fee / account holder | $4,406 | $16,155-72.7% | $13,212-66.7% | $11,409-61.4% |