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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,449 | $202,342-12.3% | $172,753+2.7% | $152,909+16.0% |
| Participation rate | 92.9% | 87.1%+5.8pp | 82.6%+10.2pp | 82.5%+10.4pp |
| Annual return | 22.97% | 1029.88%-1006.9pp | 803.00%-780.0pp | 345.46%-322.5pp |
| Employer contribution / active EE | $4,283 | $5,857-26.9% | $5,144-16.7% | $4,764-10.1% |
| Participant deferral / active EE | $10,154 | $5,948+70.7% | $5,198+95.3% | $5,851+73.5% |
| Admin fee / account holder | $3,412 | $17,112-80.1% | $13,956-75.5% | $11,601-70.6% |