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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,945 | $106,008+5.6% | $92,240+21.4% | $147,586-24.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 5.91% | 50.05%-44.1pp | 176.29%-170.4pp | 578.59%-572.7pp |
| Employer contribution / active EE | $4,823 | $4,333+11.3% | $3,680+31.1% | $4,876-1.1% |
| Participant deferral / active EE | $6,979 | $4,478+55.8% | $3,897+79.1% | $5,439+28.3% |
| Admin fee / account holder | $679 | $6,333-89.3% | $5,194-86.9% | $10,886-93.8% |