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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,323 | $107,368+89.4% | $92,915+118.8% | $152,909+33.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 14.33% | 145.64%-131.3pp | 109.45%-95.1pp | 345.46%-331.1pp |
| Employer contribution / active EE | $8,725 | $4,222+106.6% | $3,653+138.8% | $4,764+83.1% |
| Participant deferral / active EE | $1,035 | $4,848-78.7% | $4,238-75.6% | $5,851-82.3% |
| Admin fee / account holder | $12,301 | $7,082+73.7% | $5,796+112.2% | $11,601+6.0% |