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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,721 | $124,351+55.8% | $109,188+77.4% | $167,553+15.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 4.37% | 26.04%-21.7pp | 25.76%-21.4pp | 478.89%-474.5pp |
| Employer contribution / active EE | $3,867 | $4,210-8.1% | $3,723+3.9% | $4,840-20.1% |
| Participant deferral / active EE | $7,959 | $5,257+51.4% | $4,654+71.0% | $6,343+25.5% |
| Admin fee / account holder | $70,321 | $7,975+781.8% | $6,755+941.0% | $12,316+471.0% |