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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,035 | $64,729-66.0% | $112,263-80.4% | $68,490-67.8% |
| Participation rate | 86.8% | 67.2%+19.6pp | 75.1%+11.7pp | 67.9%+18.9pp |
| Annual return | -21.98% | -11.40%-10.6pp | 27.49%-49.5pp | -7.85%-14.1pp |
| Employer contribution / active EE | $7,240 | $2,746+163.7% | $3,636+99.1% | $2,597+178.8% |
| Participant deferral / active EE | $1,363 | $3,566-61.8% | $4,729-71.2% | $4,028-66.2% |
| Admin fee / account holder | $3,134 | $5,222-40.0% | $6,410-51.1% | $5,403-42.0% |