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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,685 | $57,352-79.6% | $83,831-86.1% | $64,173-81.8% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -11.45% | 11.38%-22.8pp | 850.99%-862.4pp | 7.63%-19.1pp |
| Employer contribution / active EE | $3,403 | $2,546+33.7% | $3,631-6.3% | $2,381+42.9% |
| Participant deferral / active EE | $1,727 | $2,993-42.3% | $4,082-57.7% | $3,470-50.2% |
| Admin fee / account holder | $2,069 | $4,046-48.9% | $5,479-62.2% | $4,887-57.7% |