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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,016 | $72,273-77.8% | $101,275-84.2% | $79,856-79.9% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 11.84% | 22.30%-10.5pp | 46.48%-34.6pp | 31.71%-19.9pp |
| Employer contribution / active EE | $44 | $2,691-98.4% | $3,660-98.8% | $2,471-98.2% |
| Participant deferral / active EE | $1,611 | $3,282-50.9% | $4,371-63.1% | $3,741-56.9% |
| Admin fee / account holder | $2,329 | $4,401-47.1% | $5,948-60.8% | $5,306-56.1% |