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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,849 | $65,367-77.3% | $92,915-84.0% | $72,976-79.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 14.79% | 42.11%-27.3pp | 109.45%-94.7pp | 81.02%-66.2pp |
| Employer contribution / active EE | $991 | $2,594-61.8% | $3,653-72.9% | $2,440-59.4% |
| Participant deferral / active EE | $2,273 | $3,128-27.3% | $4,238-46.4% | $3,608-37.0% |
| Admin fee / account holder | $1,750 | $4,251-58.8% | $5,796-69.8% | $5,124-65.9% |