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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,757 | $115,911+130.1% | $100,530+165.3% | $158,950+67.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 5.44% | 34.80%-29.4pp | 30.89%-25.5pp | 302.91%-297.5pp |
| Employer contribution / active EE | $7,260 | $4,104+76.9% | $3,418+112.4% | $4,762+52.5% |
| Participant deferral / active EE | $6,570 | $6,676-1.6% | $6,271+4.8% | $5,983+9.8% |
| Admin fee / account holder | $7,401 | $10,999-32.7% | $8,083-8.4% | $11,248-34.2% |