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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,054 | $108,897+148.0% | $100,378+169.0% | $145,877+85.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 2.23% | 58.17%-55.9pp | 49.41%-47.2pp | 551.28%-549.1pp |
| Employer contribution / active EE | $5,071 | $4,420+14.7% | $3,942+28.6% | $4,663+8.7% |
| Participant deferral / active EE | $6,744 | $8,455-20.2% | $8,087-16.6% | $6,691+0.8% |
| Admin fee / account holder | $15,114 | $9,690+56.0% | $7,899+91.3% | $13,402+12.8% |