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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,667 | $97,020+157.3% | $83,327+199.6% | $135,380+84.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.24% | 12.31%-17.6pp | 10.64%-15.9pp | 519.81%-525.0pp |
| Employer contribution / active EE | $6,861 | $4,144+65.6% | $3,379+103.1% | $4,779+43.6% |
| Participant deferral / active EE | $5,855 | $5,964-1.8% | $5,565+5.2% | $5,609+4.4% |
| Admin fee / account holder | $1,368 | $8,426-83.8% | $7,540-81.9% | $10,828-87.4% |