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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,018 | $124,330+37.6% | $109,173+56.6% | $167,536+2.1% |
| Participation rate | 95.2% | 79.5%+15.8pp | 75.9%+19.4pp | 82.1%+13.1pp |
| Annual return | 18.64% | 26.04%-7.4pp | 25.75%-7.1pp | 478.82%-460.2pp |
| Employer contribution / active EE | $18,065 | $4,209+329.2% | $3,723+385.2% | $4,839+273.3% |
| Participant deferral / active EE | $3,245 | $5,256-38.3% | $4,654-30.3% | $6,342-48.8% |
| Admin fee / account holder | $146,590 | $7,974+1738.3% | $6,755+2070.1% | $12,315+1090.4% |