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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,275 | $133,981+7.7% | $112,249+28.5% | $134,532+7.2% |
| Participation rate | 95.7% | 78.6%+17.1pp | 75.1%+20.6pp | 81.2%+14.4pp |
| Annual return | -15.86% | 47.16%-63.0pp | 27.48%-43.3pp | 418.27%-434.1pp |
| Employer contribution / active EE | $18,316 | $4,040+353.4% | $3,636+403.7% | $4,741+286.3% |
| Participant deferral / active EE | $3,151 | $5,292-40.4% | $4,729-33.4% | $6,401-50.8% |
| Admin fee / account holder | $14,011 | $7,492+87.0% | $6,412+118.5% | $11,429+22.6% |