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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,712 | $115,814+81.1% | $101,275+107.1% | $158,982+31.9% |
| Participation rate | 95.8% | 79.4%+16.5pp | 75.8%+20.0pp | 82.0%+13.9pp |
| Annual return | 12.34% | 56.16%-43.8pp | 46.48%-34.1pp | 302.99%-290.7pp |
| Employer contribution / active EE | $19,789 | $4,176+373.9% | $3,660+440.7% | $4,763+315.5% |
| Participant deferral / active EE | $2,804 | $4,958-43.5% | $4,371-35.9% | $5,983-53.1% |
| Admin fee / account holder | $2,830 | $7,249-61.0% | $5,948-52.4% | $11,252-74.8% |