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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,309 | $157,276-24.1% | $141,177-15.5% | $152,885-22.0% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 22.72% | 64.33%-41.6pp | 71.40%-48.7pp | 345.39%-322.7pp |
| Employer contribution / active EE | $1,942 | $5,262-63.1% | $4,736-59.0% | $4,763-59.2% |
| Participant deferral / active EE | $1,906 | $7,110-73.2% | $6,710-71.6% | $5,851-67.4% |
| Admin fee / account holder | $3,304 | $12,123-72.7% | $10,263-67.8% | $11,598-71.5% |