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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,230 | $138,075-20.2% | $123,552-10.8% | $135,379-18.6% |
| Participation rate | 87.5% | 84.7%+2.8pp | 82.3%+5.2pp | 82.6%+4.9pp |
| Annual return | -7.86% | 153.70%-161.6pp | 119.20%-127.1pp | 519.79%-527.7pp |
| Employer contribution / active EE | $1,526 | $5,152-70.4% | $4,628-67.0% | $4,779-68.1% |
| Participant deferral / active EE | $1,326 | $6,800-80.5% | $6,426-79.4% | $5,609-76.4% |
| Admin fee / account holder | $3,028 | $10,917-72.3% | $9,285-67.4% | $10,828-72.0% |