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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,945 | $150,445-31.6% | $136,297-24.5% | $147,585-30.2% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 15.42% | 1049.14%-1033.7pp | 5156.16%-5140.7pp | 578.57%-563.2pp |
| Employer contribution / active EE | $3,057 | $5,256-41.8% | $4,696-34.9% | $4,876-37.3% |
| Participant deferral / active EE | $2,701 | $6,631-59.3% | $6,247-56.8% | $5,439-50.3% |
| Admin fee / account holder | $2,484 | $10,906-77.2% | $9,244-73.1% | $10,885-77.2% |