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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,392 | $59,123+179.7% | $77,183+114.3% | $75,181+120.0% |
| Participation rate | 96.9% | 63.9%+33.0pp | 69.6%+27.3pp | 67.2%+29.7pp |
| Annual return | 17.96% | 26.72%-8.8pp | 37.89%-19.9pp | 160.69%-142.7pp |
| Employer contribution / active EE | $6,576 | $1,996+229.5% | $2,534+159.6% | $2,671+146.2% |
| Participant deferral / active EE | $5,843 | $2,999+94.8% | $3,833+52.5% | $4,126+41.6% |
| Admin fee / account holder | $4,337 | $4,776-9.2% | $5,475-20.8% | $5,650-23.2% |