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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,645 | $63,082+100.8% | $81,716+55.0% | $79,852+58.6% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 13.86% | 22.66%-8.8pp | 29.49%-15.6pp | 31.72%-17.9pp |
| Employer contribution / active EE | $5,569 | $1,795+210.2% | $4,310+29.2% | $2,471+125.4% |
| Participant deferral / active EE | $4,214 | $2,780+51.6% | $7,108-40.7% | $3,740+12.7% |
| Admin fee / account holder | $1,091 | $4,428-75.4% | $5,159-78.9% | $5,306-79.4% |